Personal Injury Claims - Myths and Facts

Insurance and Personal Injury Claim offers the following information on myths and facts regarding personal injury claims.

Pursuing a personal injury claim has its levels of difficulty. Claims may vary depending on the nature of the case and the severity of the injuries sustained in the accident. However, before getting started on your case, it pays to sort out information about personal injures claims. Here are common myths surrounding the matter and the facts to match each misstatement:

1.  Myth: You have to go to court to win compensation.

Fact: You do not necessarily have to go to court to obtain compensation. Most personal injury claims are settled out of court even before litigation. Insurance companies find it cheaper to settle amicably than spend money on delays and costs.

2.  Myth: Compensation claims are complex and time consuming.

Fact: Personal injury claims only becomes complicated in cases where liability is an issue. Compensation claims are often settled within a maximum of 12 months. Claims that are more complex are those that involve liability issues and disputes or those wherein a serious injury occurred. However, generally, with the help of a competent personal injury lawyer, delays and hassles are minimized.

3.  Myth: Insurance companies will treat you fairly and you do not need a lawyer in the negotiation.

Fact: Most insurance companies will try to save costs by negotiating for a lower claim. Without the assistance of a lawyer, you might end up getting unfair compensation.

4.  Myth: Compensation claim is a fortune in easy money.

Fact: Contrary to the belief of many, you will get only as much compensation as the amount that will be negotiated on during settlement. More often, your compensation will depend on your economic and non-economic damages such pain and suffering.

5.  Myth: Claims promote a "compensation culture".

Fact: This is untrue. Some people say that pursuing claims promotes a culture where people would claim for absolutely anything just to get money. Genuine persons with legitimate cause to pursue a claim will actually recover damages.

6.  Myth: Claiming against an employer will lead you to losing your job.

Fact: The law protects workers in this situation. If you had an accident at work, you have all the right to claim for injury or damages. Many people injured at work fail to pursue claims for fear of losing their job. However, most employers will not recommend firing you because you asked for a claim to your injury.

7.  Myth: You cannot obtain treatment while in the process of pursuing your claim.

Fact: This is untrue. You can have all the means to be treated and rehabilitated. Most insurance companies make prior arrangements to treat injured parties in key stages of the recovery.

8.  Myth: The law favors only big companies and large employers; you will lose your claim against them.

Fact: This is untrue. The federal and state governments have laws to guarantee the safety of individuals. Any violations against these laws will have a corresponding penalty, whether from an individual or an entity. The law protects both the individual and the organization.

In most cases, it would be best for you to get the services of a lawyer in pursuing your claim. The skills and experience of a knowledgeable personal injury lawyer will improve your chances of attaining your goals.

Seek competent LA County personal injury services with the help of California Attorney Services.

By Mesriani Law Group Published: 1/31/2008

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